Buying in Ottawa or Gatineau
Whether it's your first home, more space for a growing family or a move across the river, I help you search smart, understand the real costs and negotiate with confidence, in English or in French.
From the first conversation to the day you get the keys.
We talk about your needs, the areas that fit them and a realistic budget, including closing costs.
I connect you with trusted mortgage professionals so you can make strong offers.
You get matching listings as they come up, and I book and attend visits with you.
We prepare a competitive offer with the right conditions, and I negotiate on your behalf.
I follow inspection, financing and the notary or lawyer until you move in.
Know the real costs
The price is only part of the cost. Here is what changes when you cross the river.
Ottawa · Ontario
Paid on closing, calculated in brackets on the purchase price. First-time buyers may get a refund of up to $4,000.
Handles the title search, mortgage documents and closing.
Homes are listed on REALTOR.ca (MLS®) and purchases use OREA forms.
Gatineau · Québec
Billed by the city a few months after you buy, also calculated in brackets on the purchase price.
Prepares the deed of sale and the mortgage deed and handles the closing.
Homes are listed on Centris® and purchases use OACIQ forms.
Every listing page on this site includes a calculator that estimates the monthly payment, transfer tax and cash needed at closing for that home.
Personal home search
Tell me where and what you're looking for. I'll send you new listings that match, on both sides of the river, and call you to fine-tune your search.
Questions buyers ask
In Canada the minimum is 5% on the first $500,000 and 10% on the portion above it, up to $1.5 million. With less than 20% down, mortgage default insurance is required.
Yes. A pre-approval tells you your real budget and makes your offer stronger. I can introduce you to mortgage professionals I trust.
Plan for the transfer tax (Ontario land transfer tax or Québec welcome tax), lawyer or notary fees, inspection, and adjustments such as property taxes. A common rule of thumb is 1.5% to 4% of the price.
Almost always. An inspection can reveal hidden issues and give you room to negotiate repairs or the price before you commit.
Yes. I'm licensed in both Ontario and Québec, so I can help you buy on either side of the river and explain every difference along the way.
